Testimonials

We are very pleased to have been able to help so many

SS – February 2024

A few weeks prior to my business going down in 2009, I was pressurised by the Bank into allowing a Charge on my property, and signing a Personal Guarantee. This was subsequently called upon, but I challenged it on the basis of it being incorrectly executed. The Bank stopped chasing me, however I was stuck due to the charge on my property, and had no idea how to challenge or remove it. Following a recommendation, I reached out to Mel who told me I may be able to claim that the PG was statute barred. Both Mel and Steve were

KD – January 2024

In the summer of 2022 I knew my business was in dire financial trouble, having signed a multitude of personal guarantee backed loans I felt if I buried my head in sand it will all go away, of course how wrong I was; I asked for help from companies advertising their services for people in my situation but with most asking for large retainer fees which I had no way of raising. I had originally approached Personal Guarantee just after summer 2022 but I made the huge mistake and did not follow up with Mel’s recommendation of dealing with the

RS – December 2023

Thrilled with www.personalguarantee.co.uk! Their steadfast support, starting long before any charges, played a pivotal role in successfully cancelling my full debt case with the bank. The team demonstrated a deep understanding of operating intricacies, advising me on the best course of action with expertise and transparency. I am grateful for the peace of mind they provided during a challenging time. Thank you.

"... your knowledge of personal guarantees is superb, you are also very friendly and helpful..."

"... you took the time to discuss options and strategies without diluting the risks which still allowed me... to relax and think logically"

"The stress levels lifted immediately and working closely with Personal Guarantee made us realise that we were in good hands..."

AH – May 2023

Thank you to Mel, Harry and the team at Personal Guarantee for a first class service. As soon as I made contact Mel was reassuring and clear that the personal guarantee document that I had signed was not as water tight as it seemed. Mel’s team quickly became a strategic intermediary between myself and (the agent of) an aggressive creditor, helping to communicate clearly and with the correct knowledge and terminology. I Recommend Personal Guarantee.

FM – May 2023

Having inadvertently given a PG on what I believed to be a normal trade credit account application I was recommended to contact Personal Guarantee. From the outset, following an initial conversation with Mel, it was clear that Personal Guarantee had in-depth knowledge and experience of dealing with such situations and were able to quickly identify potential flaws and weaknesses in the document I had signed. Mel, Wendy & Harry quickly took charge of the situation, contacting the creditor’s representative to initiate a dialogue. Throughout the process, the service from Personal Guarantee was exemplary; they were always contactable and were able

DG – May 2023

After trying to deal with an outstanding debt with the bank, where they were threatening to repossess our family home which was a secured asset against a commercial debt and not knowing how to progress, I was referred to the team at Personal Guarantee. After speaking to and meeting the team my mind was put at rest and I contracted their support. They handled all communication with the bank and guided us on every step. They ultimately not only managed to secure a very respectful settlement agreement but also their high level of professionalism during the process made us feel

"Personal Guarantee quickly and professionally dealt with the banks agents to stop them harassing me..."

"Personal Guarantee were reassuringly helpful and made the whole process, which can be intimidating, very simple"

"... from initial review right through to mediation you were helpful, professional and very efficient..."

LS – March 2023

Thanks for all the help and guidance given to me by you and your team whist dealing with PG claims by two High Street Banks whose stance had become totally intransigent. The assistance provided was the remedy to a long drawn out situation and not only saved money but lifted the stress from a situation that had been going on for years. Personal Guarantee were with me all the way through and supported me in my endeavours, could not recommend them enough.

AY – February 2023

Personal Guarantee helped us deal with solicitors who were chasing us over personal guarantees. Mel and his team provided us with sound, calm and experienced support at all times. They are a professional firm who go that extra mile for you. I would urge you to contact them if you are facing a Personal Guarantee issue. Thanks again Mel & Wendy for all your help!

BH – February 2023

I would like to say a big thank you the team at Personal Guarantee for their hard work in negotiating an affordable agreement with a personal guarantee that was starting to get me down. The Wholesaler’s solicitors were very pushy in their approach and Mel, Harry, Wendy and the team took that pressure away from me from the start, where I didn’t have to deal directly with them. This allowed me to concentrate on rebuilding my business, and thankfully that pressure has now been lifted thanks to the efforts of the Personal Guarantee Team. I wouldn’t hesitate in recommending this

"Mel and the team have been fantastic and so helpful and professional in their approach..."

"Without Mel's help I would have driven myself crazy and cannot thank him enough for his assistance..."

"... you provided a calm, experienced voice at a time when emotions could easily have gotten the better of me"

AB – January 2023

I would like to take this opportunity to thank Mel, Harry & Wendy for their support while dealing with two very challenging PG situations. They were all very professional, courteous and re-assuring throughout the whole process. I would thoroughly recommend Personal Guarantee to anyone in a similar situation.

TL – December 2022

I really can’t thank these guys enough – from the initial call with Mel I felt a weight lifted from my shoulders! After many years of trying to deal directly with my bank regarding a PG I realised I needed to call in the experts to assist me. Personal Guarantee had been recommended to me by a colleague at St James Place, so I felt comfortable knowing that they recommended them. Anyway they got to work immediately, picking up the paperwork and dealing directly with the bank in question. Throughout the process Mel, Harry & Wendy kept me abreast of

CG – October 2022

After being served a Statutory Demand I contacted Personal Guarantee and had an initial chat with Mel who was very helpful and reassuring. I worked with Mel and the Team and over the next few weeks, the team were always responsive and friendly. It was nice to have a “buffer” between myself and the creditor’s lawyers. Personal Guarantee through their knowledge of the situation and skillful negotiation with the creditor were able to negotiate a settlement which was achievable and satisfied the lawyers. I’m very pleased with the outcome and would heartily recommend Personal Guarantee to anyone in a similar