Testimonials

We are very pleased to have been able to help so many

BT – April 2024

I would like to say how easy and stress free the process of working with Personal Guarantee was. I was so stressed when I was receiving letters demanding large sums of money. I was guided step by step and let the consultants negotiate for me and my sanity. Highly recommend their services. 5⭐️

SS – February 2024

A few weeks prior to my business going down in 2009, I was pressurised by the Bank into allowing a Charge on my property, and signing a Personal Guarantee. This was subsequently called upon, but I challenged it on the basis of it being incorrectly executed. The Bank stopped chasing me, however I was stuck due to the charge on my property, and had no idea how to challenge or remove it. Following a recommendation, I reached out to Mel who told me I may be able to claim that the PG was statute barred. Both Mel and Steve were

KD – January 2024

In the summer of 2022 I knew my business was in dire financial trouble, having signed a multitude of personal guarantee backed loans I felt if I buried my head in sand it will all go away, of course how wrong I was; I asked for help from companies advertising their services for people in my situation but with most asking for large retainer fees which I had no way of raising. I had originally approached Personal Guarantee just after summer 2022 but I made the huge mistake and did not follow up with Mel’s recommendation of dealing with the

BM – July 2023

I contacted Personal Guarantee to try and help me out of an awkward situation I was in with some personal guarantees that had been called up after my company liquidated. They have been so helpful and reassuring all the way through. They managed to agree a settlement of 50% of the original balance for me.

AH – May 2023

Thank you to Mel, Harry and the team at Personal Guarantee for a first class service. As soon as I made contact Mel was reassuring and clear that the personal guarantee document that I had signed was not as water tight as it seemed. Mel’s team quickly became a strategic intermediary between myself and (the agent of) an aggressive creditor, helping to communicate clearly and with the correct knowledge and terminology. I Recommend Personal Guarantee.

FM – May 2023

Having inadvertently given a PG on what I believed to be a normal trade credit account application I was recommended to contact Personal Guarantee. From the outset, following an initial conversation with Mel, it was clear that Personal Guarantee had in-depth knowledge and experience of dealing with such situations and were able to quickly identify potential flaws and weaknesses in the document I had signed. Mel, Wendy & Harry quickly took charge of the situation, contacting the creditor’s representative to initiate a dialogue. Throughout the process, the service from Personal Guarantee was exemplary; they were always contactable and were able

CF – March 2023

I received a referral to the team at Personal Guarantee from a colleague following receipt of a Solicitors letter relating to payment of a Personal Guarantee. Mel, Harry and the Team provided sound assistance on how to counteract the claim and after a few months of back & forth negotiation, a suitable financial settlement was reached. I would refer anyone to Personal Guarantee for any Personal Guarantee issue.

LS – March 2023

Thanks for all the help and guidance given to me by you and your team whist dealing with PG claims by two High Street Banks whose stance had become totally intransigent. The assistance provided was the remedy to a long drawn out situation and not only saved money but lifted the stress from a situation that had been going on for years. Personal Guarantee were with me all the way through and supported me in my endeavours, could not recommend them enough.

AY – February 2023

Personal Guarantee helped us deal with solicitors who were chasing us over personal guarantees. Mel and his team provided us with sound, calm and experienced support at all times. They are a professional firm who go that extra mile for you. I would urge you to contact them if you are facing a Personal Guarantee issue. Thanks again Mel & Wendy for all your help!

AP – January 2023

We used Personal Guarantee in dealing with a major high street bank in a long standing dispute after a recommendation from a solicitor. Joss Dicks took on our case after an initial phone call with the company. All negotiations were undertaken by Joss which took away a great deal of the stress we had suffered in our own dealing with lender. He kept us in the loop constantly and his help, information and customer service was second to none. A successful outcome was negotiated and concluded in very good time and the fees were very reasonable and certainly represented excellent

AB – January 2023

I would like to take this opportunity to thank Mel, Harry & Wendy for their support while dealing with two very challenging PG situations. They were all very professional, courteous and re-assuring throughout the whole process. I would thoroughly recommend Personal Guarantee to anyone in a similar situation.

TL – December 2022

I really can’t thank these guys enough – from the initial call with Mel I felt a weight lifted from my shoulders! After many years of trying to deal directly with my bank regarding a PG I realised I needed to call in the experts to assist me. Personal Guarantee had been recommended to me by a colleague at St James Place, so I felt comfortable knowing that they recommended them. Anyway they got to work immediately, picking up the paperwork and dealing directly with the bank in question. Throughout the process Mel, Harry & Wendy kept me abreast of